On the other hand, to my way of thinking, what's wrong with guapo's plan? That sounds like a great plan to me. If I was sitting on a million dollar home in Seattle or California or anywhere else I would sell it in a day, take the proceeds, move to Thailand or Costa Rica and live like a king the rest of my life.
...makes sense. Except i'd choose mountains over the beach any day.
We bought our place 25 years ago, before the increase. No fun thinking about moving in retirement.