Statistics for Compliance Quiz

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  • The average score is 0 of 12

Answer Stats

HintAnswer% Correct
How do we check to see if the customer number is applicable for Stand Alone?3270 - IMIP - phone number on the account and not changed in 30 days
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When should we type in the code for a disclosure recording to play?after we conference the call with the customer
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When can a customer bring the account to a positive or 0 amount to avoid an OD fee - according to our Grace Period polidyby 11 PM the next business day
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If a customer gives us a debit card transaction when we ask for a direct debit or deposit - what should we do?Fail - say thank you
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If we select the phone number from the drop down for Fail Safe and it come back Not Verified - can we still Fail Safe with that number?If it meets the criteria for Stand Alone
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Customer calls in and says - "My name is Savannah" Can we click pass for Customer Name Authentication?No - not until we have received the first and last name
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If a customer does not share an account with anyone else - what answer is acceptable for that CAT A question?No one
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Customer calls in and says - "I just got my social security check today and I need to check so I want to see if I can get some OD fees back. During authentication we ask about a direct deposit and the customer answers "Social Security for $1500" Can we accept this answer?No - the answer was previously given and must be failed
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If a customer is enrolled in TDDCA what kind of transactions may go through when the funds are not there - at the bank's discretion?One-Time debit card and ATM withdrawals
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If a third party is helping the customer answer the questions during authentication - after being warned to stop - what should we doRefer to branch
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True or False? If a customer is not enrolled in TDDCA (has our Standard OD Services) will ACH payments still go through to OD the accountTrue - ACH, reoccurring debit card transactions and checks can still go through
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If a customer calls in with the TD mobile app - what VP disclosure should we read?VP Ask to Enroll
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